Savings Accounts
Would you like to open a Savings Account?
Existing Customer
Open an account online by logging into your online banking and selecting +Add An Account, Open an Account.
New Customer
Join a secure Video Banking call and have one of our Universal Bankers open the account for you from your computer or mobile device or schedule an appointment ahead of time to come into any of our convenient branches.
*Please contact a Universal Banker for additional detail on product terms and requirements.
Regular Savings
- Minimum of $100.00 required to open
- $100.00 Minimum Daily Balance
- $2.00 Monthly Service Charge if below minimum daily balance
- Electronic Statements included OR $2.15 per month for paper statements
- Paper Statement Fee of $2.15 per month waived with $1,500.00 minimum daily balance
- Interest is accrued on daily balance; compounded & credited monthly**
- 6 Withdrawals/debits included per month; Excess activity charge - $5.00 each after 6
- No Charge for ATM withdrawals at Citizens Bank ATM’s
- Online Banking included
- Mobile Deposit included
Junior Savings (17 and under)
- Minimum of $10.00 required to open
- No Monthly Service Charge
- Electronic Statements included OR $2.15 per month for paper statements
- Paper Statement Fee of $2.15 per month waived with $1,500.00 minimum daily balance
- Interest is accrued on daily balance; compounded & credited monthly**
- 6 Withdrawals/debits included per month; Excess activity charge - $5.00 each after 6
- No Charge for ATM withdrawals at Citizens Bank ATM’s
- Online Banking included
- Mobile Deposit included
Money Market
- Minimum of $100.00 required to open
- $1,000.00 Minimum Daily Balance to avoid a monthly service charge
- $6.00 Monthly Service Charge if below minimum daily balance
- Electronic Statement included OR $2.15 per month for paper statements
- Paper Statement Fee of $2.15 per month waived with $1,500.00 minimum daily balance
- Interest is accrued on daily balance; compounded & credited monthly**
- 6 Withdrawals/debits included per month; Excess activity charge - $15.00 each after 6
- Online Banking included
- Mobile Deposit included
Please Note: All fees are subject to change and include applicable state & local taxes.
**Minimum daily balance of $100.00 required to obtain disclosed Annual Percentage Yield.
What You'll Need:
1. Your Social Security Number
2. A valid ID (Driver's License, Passport, Military ID, Permanent Resident ID, or State ID)
3. Proof of residency if address is different from the one listed on your ID
OTHER:
Individual Retirement Accounts
Certificates of Deposit (CD)
Safe Deposit Boxes
Available at the following locations:
- Main Bank
- Roadrunner Branch
- Truth or Consequences Branch
- University Branch
- Picacho Branch
Sizes range from 3x5 to 15x47 to meet your specific needs.
NOTE: Safe Deposit contents are not FDIC insured.
